Speed up your onboarding process to shorten the timeframe from introduction to order. We transform your customer onboarding process by providing instant credit decisions. Cogent technology enables you to sign up new customers in real time covering all KYC and AML requirements.
Cogent was built to balance the inevitable tension between maximising revenue and minimising bad debt. We understand that it's easy to say no, much harder to design a system to say yes as much as possible. The system is based on best practice of numerous financial risk taking entities and has been developed over years. Cogent decisioning constantly learns from its own decision outcomes and the payment profiles of UK businesses.