Registration of an account on the Cogent Credit Website requires a valid email address and password. You are not required to provide any other information if you do not want to. Please be aware that the email address you provide and any other information you enter may render you personally identifiable, and may possibly be displayed on the Cogent Credit Website intentionally (depending on choices you make during the registration process, or depending on the way in which the Cogent Credit Website is configured) or unintentionally (subsequent to a successful act of intrusion by a third party). As on many websites, the Cogent Credit Website will also automatically receive general information that is contained in server log files, such as your IP address, and cookie information. The Cogent Credit Website also gathers usage data which may include information about how you use the Cogent Credit Website. Information about how advertising may be served on the Cogent Credit Website is set forth below.
Cogent Credit does not collect nor process any "sensitive personal data" or other "special category data" as defined by the GDPR. It is important that the personal data we hold about you is accurate and current. Please ensure to keep us informed if your personal data changes.
In providing its products and services, Cogent Credit collects and aggregates commercial data from a number of publicly available sources.
We will only retain your personal data for as long as necessary to fulfil the purposes we collected it for, including for the purpose of satisfying any legal, accounting or reporting requirements. By law, we are required to keep basis information about our customers for six (6) years after they cease being customers for tax and legal purposes.
Cogent Credit will only use your personal data for the purposes for which we collect it, unless we reasonably consider that we need to use it for another reason and that reason is compatible with the original purpose. If you wish to get an explanation as to how the processing for the new purpose is compatible with the original purpose, please contact us at email@example.com.
If we deem it necessary to share your personal data, we will require all third parties to respect the security of your personal data and to treat it in accordance with the law.
From time to time, we may share your personal data which involves transferring it to third parties who may be established outside the European Economic Area (EEA). Whenever we transfer your personal data out of the EEA, we ensure a similar degree of protection is afforded to it by ensuring at least one of the following safeguards is implemented: (a) the country is deemed to provide an adequate level of protection for personal data by the European Commission; (b) we will use of specific contracts approved by the European Commission; or (c) the third party is part of the Privacy Shield which requires a similar protection of personal data shared between Europe and the United States.
We have put in place appropriate security measures to prevent your personal data from being accidentally lost, used or accessed in an unauthorised way, altered or disclosed. In addition, we limit access to your personal data to those employees, agents, contractors and third parties who have a business need to know this information. All personal data is protected by the latest firewall and software technology.
As Cogent Credit's products and services are aimed at business users, Cogent Credit does not allow persons who are aged seventeen or younger to become members of the Cogent Credit Website. For more information, please contact us at firstname.lastname@example.org.
Changes may be made to this Policy from time to time. You will be notified of substantial changes to this Policy either through the posting of a prominent announcement on the Cogent Credit Website, and/or by an email message sent to the email address you have provided, which is stored within your user settings.
In relation to your personal data, your rights under data protection laws, include: (a) right to access; (b) right to rectification; (c) right or erasure; (d) right to object to processing; (e) right to restrict processing; (f) right to data portability; and the (g) right to withdraw consent. If you wish to exercise any of your aforementioned rights, please contact Cogent Credit at email@example.com.
Cogent Credit offers no warranties or representations as regards to maintenance or non-disclosure of data.
If you have any questions about this Policy or about the Cogent Credit Website, please contact us at firstname.lastname@example.org.